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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,748 | $86,922+357.6% | $102,438+288.3% | $80,874+391.8% |
| Participation rate | 92.6% | 72.4%+20.2pp | 76.5%+16.1pp | 67.6%+24.9pp |
| Annual return | 14.00% | 18.90%-4.9pp | 29.37%-15.4pp | 35.62%-21.6pp |
| Employer contribution / active EE | $11,570 | $2,369+388.3% | $3,024+282.6% | $2,756+319.9% |
| Participant deferral / active EE | $9,194 | $4,119+123.2% | $5,054+81.9% | $4,297+114.0% |
| Admin fee / account holder | $3,040 | $8,050-62.2% | $9,448-67.8% | $6,935-56.2% |