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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,842 | $148,629-22.1% | $135,982-14.8% | $139,487-17.0% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 22.50% | 79.33%-56.8pp | 68.32%-45.8pp | 373.84%-351.3pp |
| Employer contribution / active EE | $9,496 | $5,247+81.0% | $4,859+95.4% | $4,755+99.7% |
| Participant deferral / active EE | $11,179 | $8,102+38.0% | $7,760+44.1% | $6,713+66.5% |
| Admin fee / account holder | $662 | $12,406-94.7% | $10,767-93.9% | $11,407-94.2% |