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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,400 | $90,486+49.6% | $78,676+72.1% | $273,972-50.6% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 4.83% | 75.62%-70.8pp | 62.19%-57.4pp | 41.46%-36.6pp |
| Employer contribution / active EE | $10,838 | $3,175+241.4% | $2,850+280.3% | $4,869+122.6% |
| Participant deferral / active EE | $4,727 | $3,901+21.2% | $3,517+34.4% | $5,287-10.6% |
| Admin fee / account holder | $956 | $5,263-81.8% | $4,510-78.8% | $10,133-90.6% |