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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,840,258 | $202,342+809.5% | $172,752+965.3% | $152,897+1103.6% |
| Participation rate | 0.0% | 87.1%-87.1pp | 82.6%-82.6pp | 82.5%-82.5pp |
| Annual return | 25.72% | 1029.83%-1004.1pp | 802.97%-777.3pp | 345.43%-319.7pp |
| Employer contribution / active EE | $10,733 | $5,858+83.2% | $5,144+108.6% | $4,764+125.3% |
| Participant deferral / active EE | $13,279 | $5,948+123.2% | $5,198+155.5% | $5,851+126.9% |
| Admin fee / account holder | $48,647 | $17,111+184.3% | $13,955+248.6% | $11,599+319.4% |