Retirement plan

RICHTER'S JEWELRY & CURIOS, INC. 401(K) PROFIT SHARING PLAN

Name: RICHTER'S JEWELRY & CURIOS, INC. - RICHTER'S JEWELRY & CURIOS, INC. 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: RICHTER'S JEWELRY & CURIOS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RICHTER'S JEWELRY & CURIOS, INC. 401(K) PROFIT SHARING PLAN, RICHTER'S JEWELRY & CURIOS, INC.

RICHTER'S JEWELRY & CURIOS, INC.EIN 92-0124754Plan #001PY 2018

PO BOX 444, 216 BROADWAY - SKAGWAY, AK 99840907-983-2424LinkedIn1-10 employeesretail

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$501K

+2.1% from 2017

Total participants

-16.7% from 2017

Average account balance

$125,142

+2.1% from 2017

Annual return

-5.47%

-17.71 pp from 2017

Benchmarks

See 7,521 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants<25

Cohort7,521 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$942K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$314K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$48K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$518

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$351

$88 / participant

Other / not subdivided$351100.0%

% of EOY assets

0.070%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$125,142

$107,809+16.1%

$90,657+38.0%

$135,380-7.6%

Participation rate

75.0%

78.0%-3.0pp

74.0%+1.0pp

82.6%-7.6pp

Annual return

-5.47%

-0.90%-4.6pp

1.89%-7.4pp

519.81%-525.3pp

Employer contribution / active EE

$2,784

$3,018-7.8%

$2,532+10.0%

$4,779-41.7%

Participant deferral / active EE

$6,450

$3,872+66.6%

$3,424+88.4%

$5,609+15.0%

Admin fee / account holder

$88

$5,931-98.5%

$4,994-98.2%

$10,828-99.2%

RICHTER'S JEWELRY & CURIOS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RICHTER'S JEWELRY & CURIOS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion