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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,844 | $135,956+234.6% | $123,894+267.1% | $273,972+66.0% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 7.38% | 56.63%-49.2pp | 47.52%-40.1pp | 41.46%-34.1pp |
| Employer contribution / active EE | $5,744 | $5,170+11.1% | $4,617+24.4% | $4,869+18.0% |
| Participant deferral / active EE | $8,127 | $6,343+28.1% | $5,984+35.8% | $5,287+53.7% |
| Admin fee / account holder | $119,635 | $9,817+1118.6% | $8,357+1331.5% | $10,133+1080.7% |