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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,851 | $93,064-74.4% | $74,577-68.0% | $273,972-91.3% |
| Participation rate | 65.0% | 74.9%-9.9pp | 68.1%-3.1pp | 83.0%-18.0pp |
| Annual return | -3.99% | 26.18%-30.2pp | 20.47%-24.5pp | 41.46%-45.4pp |
| Employer contribution / active EE | $909 | $3,160-71.2% | $2,525-64.0% | $4,869-81.3% |
| Participant deferral / active EE | $2,639 | $4,160-36.6% | $3,458-23.7% | $5,287-50.1% |
| Admin fee / account holder | $52 | $5,273-99.0% | $4,138-98.8% | $10,133-99.5% |