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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,523 | $95,415-57.5% | $185,851-78.2% | $85,851-52.8% |
| Participation rate | 55.6% | 68.8%-13.2pp | 81.7%-26.2pp | 69.3%-13.8pp |
| Annual return | 11.60% | 23.59%-12.0pp | 122.11%-110.5pp | 318.63%-307.0pp |
| Employer contribution / active EE | $1,003 | $3,314-69.7% | $5,168-80.6% | $2,565-60.9% |
| Participant deferral / active EE | $3,904 | $3,424+14.0% | $5,569-29.9% | $3,952-1.2% |
| Admin fee / account holder | $6,284 | $7,215-12.9% | $16,245-61.3% | $6,261+0.4% |