Retirement plan

BERNIE'S PHARMACY, INC. 401(K) CASH DEFERRED PLAN & TRUST

Name: BERNIE'S PHARMACY, INC. - BERNIE'S PHARMACY, INC. 401(K) CASH DEFERRED PLAN & TRUST (2015) Form 5500
Creator: BERNIE'S PHARMACY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BERNIE'S PHARMACY, INC. 401(K) CASH DEFERRED PLAN & TRUST, BERNIE'S PHARMACY, INC.

BERNIE'S PHARMACY, INC.dba TERESA E HALLEIN 92-0082404Plan #001PY 2015

4100 LAKE OTIS, SUITE 200 - ANCHORAGE, AK 99508907-562-2138berniespharmacy.comLinkedIn11-50 employeescosmetics

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$304K

No prior year

Total participants

No prior year

Average account balance

$19,004

No prior year

Annual return

15.12%

No prior year

Benchmarks

See 15,269 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants<25

Cohort15,269 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.19M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$108K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

110.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$103K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$10609

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$83K

$5179 / participant

Other / not subdivided$83K100.0%

% of EOY assets

27.255%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$19,004

$82,630-77.0%

$64,105-70.4%

$125,389-84.8%

Participation rate

93.8%

75.9%+17.9pp

68.2%+25.6pp

83.2%+10.6pp

Annual return

15.12%

1489.72%-1474.6pp

791.24%-776.1pp

282.24%-267.1pp

Employer contribution / active EE

$1,728

$2,671-35.3%

$1,820-5.1%

$4,866-64.5%

Participant deferral / active EE

$2,745

$3,608-23.9%

$2,822-2.7%

$5,352-48.7%

Admin fee / account holder

$5,179

$6,382-18.8%

$4,499+15.1%

$9,541-45.7%

BERNIE'S PHARMACY, INC. 401(K) CASH DEFERRED PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BERNIE'S PHARMACY, INC. 401(K) CASH DEFERRED PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion