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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,966 | $77,817-15.2% | $123,553-46.6% | $64,173+2.8% |
| Participation rate | 98.1% | 74.7%+23.4pp | 82.3%+15.8pp | 69.6%+28.5pp |
| Annual return | 12.76% | 12.49%+0.3pp | 119.21%-106.4pp | 7.63%+5.1pp |
| Employer contribution / active EE | $1,857 | $3,014-38.4% | $4,628-59.9% | $2,381-22.0% |
| Participant deferral / active EE | $5,334 | $5,240+1.8% | $6,426-17.0% | $3,470+53.7% |
| Admin fee / account holder | $6,912 | $5,519+25.2% | $9,284-25.6% | $4,887+41.4% |