See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
TRANSAMERICA RETIREMENT SOLUTIONS10+ years Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $52,734 |
PENSION PLAN SPECIALISTS, PC3 years Filed as: PENSION PLAN SPECIALISTS, PC. Service code 15 · EIN 26-1570786 | Recordkeeping | $24,065 |
OSAIC WEALTH INC1 year Service code 22 · EIN 93-0987232 | Insurance Broker | $1,217 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,115 | $50,815-19.1% | $155,509-73.6% | $77,643-47.0% |
| Participation rate | 45.2% | 63.1%-17.9pp | 78.2%-33.0pp | 70.6%-25.4pp |
| Annual return | 9.68% | 34.80%-25.1pp | 64.67%-55.0pp | 31.24%-21.6pp |
| Employer contribution / active EE | $208 | $1,993-89.6% | $4,672-95.5% | $2,726-92.4% |
| Participant deferral / active EE | $1,606 | $2,822-43.1% | $5,626-71.5% | $4,647-65.4% |
| Admin fee / account holder | $422 | $437-3.4% | $15,912-97.3% | $430-2.0% |