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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,728 | $160,028+40.4% | $147,080+52.8% | $145,884+54.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.33% | 98.60%-92.3pp | 420.17%-413.8pp | 551.85%-545.5pp |
| Employer contribution / active EE | $8,050 | $5,286+52.3% | $4,933+63.2% | $4,662+72.7% |
| Participant deferral / active EE | $7,730 | $8,422-8.2% | $8,066-4.2% | $6,690+15.5% |
| Admin fee / account holder | $295,901 | $15,030+1868.7% | $12,989+2178.1% | $13,392+2109.6% |