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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,728 | $160,040+40.4% | $147,096+52.8% | $145,877+54.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.33% | 98.49%-92.2pp | 419.75%-413.4pp | 551.28%-545.0pp |
| Employer contribution / active EE | $8,050 | $5,289+52.2% | $4,936+63.1% | $4,663+72.6% |
| Participant deferral / active EE | $7,730 | $8,429-8.3% | $8,071-4.2% | $6,691+15.5% |
| Admin fee / account holder | $295,901 | $15,050+1866.1% | $13,005+2175.3% | $13,402+2107.9% |