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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,998 | $78,690-53.0% | $161,489-77.1% | $87,485-57.7% |
| Participation rate | 29.7% | 67.5%-37.7pp | 78.7%-49.0pp | 68.9%-39.2pp |
| Annual return | 13.16% | 32.74%-19.6pp | 89.72%-76.6pp | 26.06%-12.9pp |
| Employer contribution / active EE | $676 | $2,588-73.9% | $4,268-84.2% | $2,596-73.9% |
| Participant deferral / active EE | $1,073 | $3,311-67.6% | $5,630-80.9% | $4,274-74.9% |
| Admin fee / account holder | $2,682 | $6,724-60.1% | $16,006-83.2% | $7,775-65.5% |