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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,949 | $61,125+17.7% | $94,057-23.5% | $87,485-17.8% |
| Participation rate | 98.7% | 64.1%+34.6pp | 73.3%+25.3pp | 68.9%+29.7pp |
| Annual return | 14.05% | 35.20%-21.1pp | 480.62%-466.6pp | 26.06%-12.0pp |
| Employer contribution / active EE | $5,993 | $2,136+180.5% | $2,933+104.3% | $2,596+130.8% |
| Participant deferral / active EE | $6,637 | $3,260+103.6% | $4,709+40.9% | $4,274+55.3% |
| Admin fee / account holder | $3,321 | $5,629-41.0% | $7,244-54.2% | $7,775-57.3% |