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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,949 | $69,590+3.4% | $136,867-47.4% | $94,015-23.5% |
| Participation rate | 98.7% | 66.3%+32.3pp | 74.5%+24.1pp | 70.8%+27.8pp |
| Annual return | 14.05% | 19.62%-5.6pp | 42.97%-28.9pp | 17.84%-3.8pp |
| Employer contribution / active EE | $5,993 | $2,396+150.1% | $3,547+69.0% | $2,790+114.8% |
| Participant deferral / active EE | $6,637 | $3,437+93.1% | $4,924+34.8% | $4,249+56.2% |
| Admin fee / account holder | $3,321 | $8,912-62.7% | $10,340-67.9% | $8,951-62.9% |