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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,057 | $70,684-27.8% | $169,390-69.9% | $75,173-32.1% |
| Participation rate | 34.5% | 64.8%-30.3pp | 77.2%-42.7pp | 67.2%-32.7pp |
| Annual return | 18.24% | 36.38%-18.1pp | 406.07%-387.8pp | 160.72%-142.5pp |
| Employer contribution / active EE | $1,302 | $2,211-41.1% | $4,013-67.6% | $2,671-51.3% |
| Participant deferral / active EE | $3,284 | $4,310-23.8% | $6,222-47.2% | $4,126-20.4% |
| Admin fee / account holder | $1,015 | $5,404-81.2% | $9,015-88.7% | $5,651-82.0% |