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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,199 | $106,749+204.6% | $145,433+123.6% | $82,448+294.4% |
| Participation rate | 97.4% | 75.6%+21.8pp | 82.1%+15.3pp | 68.1%+29.4pp |
| Annual return | 13.64% | 27.59%-14.0pp | 66.58%-52.9pp | 41.64%-28.0pp |
| Employer contribution / active EE | $10,972 | $3,444+218.6% | $4,554+140.9% | $2,551+330.1% |
| Participant deferral / active EE | $12,695 | $6,519+94.8% | $7,897+60.8% | $4,139+206.7% |
| Admin fee / account holder | $7,347 | $8,390-12.4% | $13,129-44.0% | $7,234+1.6% |