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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,724 | $102,429+199.5% | $147,096+108.5% | $80,925+279.0% |
| Participation rate | 88.4% | 75.9%+12.5pp | 82.2%+6.2pp | 67.7%+20.7pp |
| Annual return | 11.34% | 135.02%-123.7pp | 419.75%-408.4pp | 35.65%-24.3pp |
| Employer contribution / active EE | $9,334 | $3,716+151.2% | $4,936+89.1% | $2,756+238.6% |
| Participant deferral / active EE | $11,251 | $6,649+69.2% | $8,071+39.4% | $4,299+161.7% |
| Admin fee / account holder | $16,639 | $7,957+109.1% | $13,005+27.9% | $6,940+139.7% |