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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,675 | $82,188-94.3% | $125,391-96.3% | $64,824-92.8% |
| Participation rate | 16.8% | 77.9%-61.1pp | 82.4%-65.6pp | 71.5%-54.7pp |
| Annual return | 0.00% | 3.50%-3.5pp | 572.41%-572.4pp | 32.84%-32.8pp |
| Employer contribution / active EE | $0 | $3,617-100.0% | $4,816-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $911 | $7,177-87.3% | $7,448-87.8% | $4,311-78.9% |
| Admin fee / account holder | $29 | $163-82.4% | $10,009-99.7% | $188-84.7% |