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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,176 | $184,014+12.6% | $161,149+28.6% | $138,895+49.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 11.14% | 21.52%-10.4pp | 21.16%-10.0pp | 145.39%-134.3pp |
| Employer contribution / active EE | $9,079 | $5,055+79.6% | $4,360+108.2% | $4,194+116.5% |
| Participant deferral / active EE | $7,764 | $6,909+12.4% | $6,153+26.2% | $6,396+21.4% |
| Admin fee / account holder | $1,970 | $18,027-89.1% | $15,194-87.0% | $12,562-84.3% |