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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,256 | $166,242+3.0% | $165,071+3.7% | $145,884+17.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 5.83% | 100.44%-94.6pp | 70.17%-64.3pp | 551.85%-546.0pp |
| Employer contribution / active EE | $8,363 | $5,283+58.3% | $4,347+92.4% | $4,662+79.4% |
| Participant deferral / active EE | $7,525 | $6,964+8.0% | $6,035+24.7% | $6,690+12.5% |
| Admin fee / account holder | $182,484 | $16,658+995.4% | $12,695+1337.5% | $13,392+1262.7% |