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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $5,506 |
RANDALL & HURLEY, INC.1 year Service code 15 · EIN 91-1661080 1328 N WHITMAN LANE · LIBERTY LAKE, WA 99019 | Recordkeeping | $1,765 |
Filed as: CHARLES SCHWAB & CO Service code 59 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,780 | $63,114+9.0% | $92,909-26.0% | $65,185+5.5% |
| Participation rate | 93.7% | 68.8%+24.9pp | 76.0%+17.7pp | 70.2%+23.5pp |
| Annual return | 9.33% | 28.75%-19.4pp | 109.44%-100.1pp | 29.38%-20.1pp |
| Employer contribution / active EE | $4,764 | $2,571+85.3% | $3,653+30.4% | $2,177+118.9% |
| Participant deferral / active EE | $5,416 | $3,108+74.2% | $4,238+27.8% | $3,514+54.1% |
| Admin fee / account holder | $85 | $624-86.4% | $5,795-98.5% | $847-90.0% |