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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,630 | $62,672-40.0% | $185,117-79.7% | $70,126-46.3% |
| Participation rate | 81.5% | 63.8%+17.7pp | 77.3%+4.2pp | 69.5%+11.9pp |
| Annual return | 9.30% | 40.79%-31.5pp | 40.50%-31.2pp | 73.15%-63.8pp |
| Employer contribution / active EE | $391 | $1,753-77.7% | $4,182-90.7% | $2,343-83.3% |
| Participant deferral / active EE | $6,016 | $3,272+83.9% | $5,045+19.2% | $3,332+80.6% |
| Admin fee / account holder | $348 | $3,932-91.1% | $8,159-95.7% | $4,645-92.5% |