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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,917 | $144,130-72.3% | $117,860-66.1% | $147,585-73.0% |
| Participation rate | 83.3% | 83.4%-0.1pp | 79.7%+3.7pp | 82.8%+0.5pp |
| Annual return | 13.30% | 531.20%-517.9pp | 335.10%-321.8pp | 578.58%-565.3pp |
| Employer contribution / active EE | $3,558 | $4,897-27.3% | $3,786-6.0% | $4,876-27.0% |
| Participant deferral / active EE | $4,947 | $5,316-7.0% | $4,482+10.4% | $5,439-9.0% |
| Admin fee / account holder | $2,460 | $10,887-77.4% | $8,021-69.3% | $10,886-77.4% |