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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,092 | $166,242+5.3% | $165,071+6.1% | $145,884+20.0% |
| Participation rate | 81.8% | 82.0%-0.2pp | 78.6%+3.2pp | 80.3%+1.5pp |
| Annual return | 11.99% | 100.44%-88.5pp | 70.17%-58.2pp | 551.85%-539.9pp |
| Employer contribution / active EE | $7,857 | $5,283+48.7% | $4,347+80.7% | $4,662+68.5% |
| Participant deferral / active EE | $8,850 | $6,964+27.1% | $6,035+46.6% | $6,690+32.3% |
| Admin fee / account holder | $2,720 | $16,658-83.7% | $12,695-78.6% | $13,392-79.7% |