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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,548 | $65,364-16.5% | $92,909-41.3% | $72,975-25.3% |
| Participation rate | 92.6% | 68.3%+24.3pp | 76.0%+16.6pp | 69.5%+23.1pp |
| Annual return | 1.06% | 42.11%-41.0pp | 109.44%-108.4pp | 81.01%-79.9pp |
| Employer contribution / active EE | $1,162 | $2,594-55.2% | $3,653-68.2% | $2,440-52.4% |
| Participant deferral / active EE | $2,053 | $3,128-34.4% | $4,238-51.6% | $3,608-43.1% |
| Admin fee / account holder | $352 | $4,251-91.7% | $5,795-93.9% | $5,124-93.1% |