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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,181 | $100,938+172.6% | $90,461+204.2% | $158,982+73.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | -6.22% | 1727.20%-1733.4pp | 1294.76%-1301.0pp | 302.99%-309.2pp |
| Employer contribution / active EE | $1,182 | $3,691-68.0% | $3,264-63.8% | $4,763-75.2% |
| Participant deferral / active EE | $960 | $4,350-77.9% | $3,964-75.8% | $5,983-84.0% |
| Admin fee / account holder | $14,632 | $6,510+124.8% | $5,617+160.5% | $11,252+30.0% |