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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,201 | $60,349-35.0% | $74,184-47.2% | $62,881-37.7% |
| Participation rate | 72.2% | 72.7%-0.5pp | 76.6%-4.4pp | 69.3%+2.9pp |
| Annual return | 6.95% | 21.38%-14.4pp | 17.74%-10.8pp | 20.14%-13.2pp |
| Employer contribution / active EE | $0 | $1,680-100.0% | $2,370-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $4,530 | $2,856+58.6% | $3,550+27.6% | $3,203+41.4% |
| Admin fee / account holder | $2,688 | $4,261-36.9% | $5,586-51.9% | $4,296-37.4% |