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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,190 | $63,346-49.2% | $92,239-65.1% | $70,124-54.1% |
| Participation rate | 67.4% | 68.7%-1.2pp | 76.5%-9.0pp | 69.5%-2.1pp |
| Annual return | 18.79% | 530.19%-511.4pp | 176.29%-157.5pp | 73.14%-54.4pp |
| Employer contribution / active EE | $1,763 | $2,471-28.6% | $3,680-52.1% | $2,342-24.7% |
| Participant deferral / active EE | $3,073 | $2,854+7.7% | $3,897-21.1% | $3,332-7.8% |
| Admin fee / account holder | $809 | $3,841-78.9% | $5,194-84.4% | $4,645-82.6% |