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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,472 | $103,008+49.0% | $90,304+70.0% | $152,897+0.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 17.13% | 95.22%-78.1pp | 78.13%-61.0pp | 345.43%-328.3pp |
| Employer contribution / active EE | $14,850 | $3,139+373.0% | $2,855+420.2% | $4,764+211.8% |
| Participant deferral / active EE | $6,053 | $4,281+41.4% | $3,885+55.8% | $5,851+3.4% |
| Admin fee / account holder | $19,003 | $6,175+207.7% | $5,354+254.9% | $11,599+63.8% |