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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,306 | $201,372-49.7% | $184,260-45.0% | $145,884-30.6% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 8.59% | 29.04%-20.5pp | 28.84%-20.3pp | 551.85%-543.3pp |
| Employer contribution / active EE | $1,849 | $7,024-73.7% | $6,427-71.2% | $4,662-60.3% |
| Participant deferral / active EE | $8,727 | $9,808-11.0% | $9,133-4.4% | $6,690+30.5% |
| Admin fee / account holder | $1,208 | $16,362-92.6% | $13,898-91.3% | $13,392-91.0% |