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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,820 | $165,399-81.4% | $149,745-79.4% | $158,982-80.6% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 7.41% | 348.34%-340.9pp | 276.72%-269.3pp | 302.99%-295.6pp |
| Employer contribution / active EE | $3,860 | $5,105-24.4% | $4,646-16.9% | $4,763-19.0% |
| Participant deferral / active EE | $5,892 | $7,183-18.0% | $6,843-13.9% | $5,983-1.5% |
| Admin fee / account holder | $1,447 | $10,811-86.6% | $9,312-84.5% | $11,252-87.1% |