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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,029 | $84,236+263.3% | $170,435+79.6% | $70,126+336.4% |
| Participation rate | 98.6% | 70.8%+27.7pp | 83.6%+15.0pp | 69.5%+29.0pp |
| Annual return | 15.50% | 23.06%-7.6pp | 205.94%-190.4pp | 73.15%-57.6pp |
| Employer contribution / active EE | $10,310 | $3,387+204.4% | $5,432+89.8% | $2,343+340.1% |
| Participant deferral / active EE | $6,984 | $3,086+126.3% | $4,939+41.4% | $3,332+109.6% |
| Admin fee / account holder | $4,635 | $5,698-18.7% | $13,881-66.6% | $4,645-0.2% |