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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,902 | $115,814+119.2% | $101,275+150.7% | $158,982+59.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.70% | 56.16%-39.5pp | 46.48%-29.8pp | 302.99%-286.3pp |
| Employer contribution / active EE | $13,699 | $4,176+228.1% | $3,660+274.3% | $4,763+187.6% |
| Participant deferral / active EE | $8,271 | $4,958+66.8% | $4,371+89.2% | $5,983+38.2% |
| Admin fee / account holder | $354 | $7,249-95.1% | $5,948-94.0% | $11,252-96.9% |