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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,741 | $104,937-74.5% | $84,628-68.4% | $152,897-82.5% |
| Participation rate | 60.9% | 74.8%-14.0pp | 68.2%-7.4pp | 82.5%-21.6pp |
| Annual return | 24.90% | 373.88%-349.0pp | 258.80%-233.9pp | 345.43%-320.5pp |
| Employer contribution / active EE | $2,027 | $3,303-38.6% | $2,653-23.6% | $4,764-57.5% |
| Participant deferral / active EE | $3,297 | $4,690-29.7% | $3,900-15.5% | $5,851-43.7% |
| Admin fee / account holder | $505 | $6,243-91.9% | $4,914-89.7% | $11,599-95.6% |