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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,037 | $56,894-12.1% | $84,753-41.0% | $62,881-20.4% |
| Participation rate | 97.3% | 68.5%+28.8pp | 76.6%+20.7pp | 69.3%+28.0pp |
| Annual return | 10.61% | 6.30%+4.3pp | 22.78%-12.2pp | 20.14%-9.5pp |
| Employer contribution / active EE | $4,631 | $2,400+93.0% | $3,574+29.6% | $2,281+103.0% |
| Participant deferral / active EE | $3,231 | $2,709+19.3% | $3,712-13.0% | $3,203+0.9% |
| Admin fee / account holder | $507 | $3,581-85.9% | $5,333-90.5% | $4,296-88.2% |