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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,313 | $152,612+34.5% | $125,192+64.0% | $152,897+34.3% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 22.11% | 54.85%-32.7pp | 43.79%-21.7pp | 345.43%-323.3pp |
| Employer contribution / active EE | $3,079 | $4,947-37.8% | $3,866-20.4% | $4,764-35.4% |
| Participant deferral / active EE | $6,106 | $5,868+4.0% | $4,937+23.7% | $5,851+4.4% |
| Admin fee / account holder | $8,197 | $13,437-39.0% | $9,704-15.5% | $11,599-29.3% |