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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT2 years Service code 26 · EIN 41-1416330 | Advisory (Participants) | $62,259 |
NWPS2 years Service code 15 · EIN 91-2090931 | Recordkeeping | $38,653 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 18 · EIN 42-1558009 | Custodial (other than securities); Re... | $4,320 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,186 | $104,336+12.3% | $159,474-26.5% | $86,821+35.0% |
| Participation rate | 96.1% | 77.7%+18.4pp | 82.8%+13.2pp | 72.3%+23.8pp |
| Annual return | 15.54% | 26.32%-10.8pp | 263.68%-248.1pp | 97.94%-82.4pp |
| Employer contribution / active EE | $3,375 | $3,451-2.2% | $4,831-30.1% | $2,406+40.3% |
| Participant deferral / active EE | $9,165 | $6,837+34.0% | $7,353+24.6% | $4,132+121.8% |
| Admin fee / account holder | $204 | $172+18.7% | $10,802-98.1% | $170+20.5% |