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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,655 | $48,050+84.5% | $85,969+3.1% | $59,633+48.7% |
| Participation rate | 34.1% | 64.5%-30.4pp | 76.5%-42.4pp | 68.7%-34.6pp |
| Annual return | 0.35% | 0.29%+0.1pp | 9.32%-9.0pp | 2041.40%-2041.0pp |
| Employer contribution / active EE | $1,647 | $1,640+0.4% | $3,474-52.6% | $2,203-25.2% |
| Participant deferral / active EE | $2,485 | $2,249+10.5% | $3,829-35.1% | $3,192-22.1% |
| Admin fee / account holder | $524 | $3,206-83.7% | $6,053-91.3% | $4,297-87.8% |