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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,446 | $77,638-29.9% | $156,551-65.2% | $62,881-13.4% |
| Participation rate | 50.0% | 71.2%-21.2pp | 84.0%-34.0pp | 69.3%-19.3pp |
| Annual return | 6.52% | 50.33%-43.8pp | 32.23%-25.7pp | 20.14%-13.6pp |
| Employer contribution / active EE | $406 | $3,444-88.2% | $5,501-92.6% | $2,281-82.2% |
| Participant deferral / active EE | $1,290 | $3,046-57.6% | $4,871-73.5% | $3,203-59.7% |
| Admin fee / account holder | $1,048 | $5,561-81.1% | $13,028-92.0% | $4,296-75.6% |