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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,966 | $106,524-59.7% | $152,301-71.8% | $87,485-50.9% |
| Participation rate | 89.2% | 75.8%+13.4pp | 82.4%+6.7pp | 68.9%+20.3pp |
| Annual return | 17.34% | 26.89%-9.6pp | 80.50%-63.2pp | 26.06%-8.7pp |
| Employer contribution / active EE | $8,977 | $3,371+166.3% | $4,624+94.1% | $2,596+245.8% |
| Participant deferral / active EE | $2,712 | $6,525-58.4% | $8,004-66.1% | $4,274-36.5% |
| Admin fee / account holder | $3,124 | $8,287-62.3% | $14,398-78.3% | $7,775-59.8% |