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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,027 | $61,390-90.2% | $112,228-94.6% | $75,177-92.0% |
| Participation rate | 29.3% | 61.6%-32.3pp | 72.4%-43.1pp | 67.2%-37.9pp |
| Annual return | 11811.11% | 28.47%+11782.6pp | 30.23%+11780.9pp | 160.75%+11650.4pp |
| Employer contribution / active EE | $721 | $2,015-64.2% | $3,432-79.0% | $2,671-73.0% |
| Participant deferral / active EE | $1,131 | $3,108-63.6% | $4,800-76.4% | $4,126-72.6% |
| Admin fee / account holder | $71 | $4,862-98.5% | $7,752-99.1% | $5,651-98.7% |