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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,837 | $63,346-43.4% | $92,240-61.1% | $70,126-48.9% |
| Participation rate | 75.9% | 68.7%+7.3pp | 76.5%-0.6pp | 69.5%+6.4pp |
| Annual return | 21.40% | 530.19%-508.8pp | 176.29%-154.9pp | 73.15%-51.7pp |
| Employer contribution / active EE | $3,768 | $2,471+52.5% | $3,680+2.4% | $2,343+60.9% |
| Participant deferral / active EE | $3,894 | $2,854+36.4% | $3,897-0.1% | $3,332+16.9% |
| Admin fee / account holder | $2,029 | $3,841-47.2% | $5,194-60.9% | $4,645-56.3% |