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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,643 | $69,977-83.4% | $108,582-89.3% | $62,881-81.5% |
| Participation rate | 62.2% | 72.9%-10.7pp | 79.6%-17.4pp | 69.3%-7.1pp |
| Annual return | 12.46% | 10.73%+1.7pp | -51.70%+64.2pp | 20.14%-7.7pp |
| Employer contribution / active EE | $1,724 | $2,135-19.2% | $3,758-54.1% | $2,281-24.4% |
| Participant deferral / active EE | $3,418 | $3,165+8.0% | $4,311-20.7% | $3,203+6.7% |
| Admin fee / account holder | $270 | $5,076-94.7% | $7,645-96.5% | $4,296-93.7% |