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| Provider | Service type | Compensation |
|---|---|---|
INTEGRITY ASSET MANAGEMENT3+ years Filed as: INTEGRITY FINANCIAL Service code 26 · EIN 32-0123516 | Advisory (Participants) | $22,917 |
HEALTHEQUITY RETIREMENT SERVICES3+ years Service code 12 · EIN 82-1222973 | Plan Administrator; Other fees; Parti... | $11,198 |
MATRIX TRUST COMPANY1 year Filed as: MATRIX TRUST COMPANY (PHOENIX) Service code 19 · EIN 75-3182674 | Securities Custodian | $2,240 |
MATRIX TRUST COMPANY2 years Service code 19 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,724 | $84,940-23.8% | $111,306-41.9% | $79,389-18.5% |
| Participation rate | 41.7% | 75.9%-34.2pp | 77.3%-35.7pp | 70.7%-29.0pp |
| Annual return | 14.19% | 17.45%-3.3pp | 54.67%-40.5pp | 116.89%-102.7pp |
| Employer contribution / active EE | $2,008 | $1,979+1.5% | $2,732-26.5% | $2,428-17.3% |
| Participant deferral / active EE | $3,174 | $3,889-18.4% | $4,488-29.3% | $4,046-21.6% |
| Admin fee / account holder | $487 | $537-9.4% | $7,966-93.9% | $626-22.3% |