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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,290 | $112,121+6.4% | $95,960+24.3% | $158,966-25.0% |
| Participation rate | 85.7% | 79.0%+6.7pp | 77.1%+8.6pp | 82.0%+3.8pp |
| Annual return | 11.98% | 171.16%-159.2pp | 91.63%-79.7pp | 302.95%-291.0pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $6,539 | $4,784+36.7% | $4,167+56.9% | $5,983+9.3% |
| Admin fee / account holder | $9,653 | $10,135-4.8% | $6,797+42.0% | $11,250-14.2% |