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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,122 | $115,814-74.9% | $101,275-71.2% | $158,982-81.7% |
| Participation rate | 66.7% | 79.4%-12.7pp | 75.8%-9.1pp | 82.0%-15.3pp |
| Annual return | 14.37% | 56.16%-41.8pp | 46.48%-32.1pp | 302.99%-288.6pp |
| Employer contribution / active EE | $2,349 | $4,176-43.7% | $3,660-35.8% | $4,763-50.7% |
| Participant deferral / active EE | $4,409 | $4,958-11.1% | $4,371+0.9% | $5,983-26.3% |
| Admin fee / account holder | $1,802 | $7,249-75.1% | $5,948-69.7% | $11,252-84.0% |