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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,096 | $106,008-14.1% | $92,240-1.2% | $147,586-38.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 16.25% | 50.05%-33.8pp | 176.29%-160.0pp | 578.59%-562.3pp |
| Employer contribution / active EE | $3,048 | $4,333-29.7% | $3,680-17.2% | $4,876-37.5% |
| Participant deferral / active EE | $15,750 | $4,478+251.7% | $3,897+304.2% | $5,439+189.6% |
| Admin fee / account holder | $895 | $6,333-85.9% | $5,194-82.8% | $10,886-91.8% |