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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,705 | $93,598-45.8% | $135,974-62.7% | $75,173-32.5% |
| Participation rate | 80.0% | 75.2%+4.8pp | 81.9%-1.9pp | 67.2%+12.8pp |
| Annual return | 14.67% | 30.89%-16.2pp | 68.30%-53.6pp | 160.72%-146.1pp |
| Employer contribution / active EE | $2,258 | $3,538-36.2% | $4,859-53.5% | $2,671-15.5% |
| Participant deferral / active EE | $6,962 | $6,405+8.7% | $7,760-10.3% | $4,126+68.7% |
| Admin fee / account holder | $2,355 | $6,978-66.3% | $10,767-78.1% | $5,651-58.3% |