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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,902 | $180,459-54.6% | $154,108-46.9% | $135,380-39.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.33% | 888.21%-893.5pp | 735.21%-740.5pp | 519.81%-525.1pp |
| Employer contribution / active EE | $3,991 | $6,035-33.9% | $5,298-24.7% | $4,779-16.5% |
| Participant deferral / active EE | $6,756 | $5,806+16.3% | $5,081+33.0% | $5,609+20.4% |
| Admin fee / account holder | $2,087 | $16,145-87.1% | $13,411-84.4% | $10,828-80.7% |