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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,636 | $27,936-87.0% | $58,561-93.8% | $75,173-95.2% |
| Participation rate | 8.0% | 38.8%-30.8pp | 50.9%-42.9pp | 67.2%-59.2pp |
| Annual return | 27.07% | 44.21%-17.1pp | 4251.33%-4224.3pp | 160.72%-133.6pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,053-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $214 | $1,202-82.2% | $1,923-88.9% | $4,126-94.8% |
| Admin fee / account holder | $1,358 | $1,727-21.4% | $2,520-46.1% | $5,651-76.0% |